Prior to joining Mill City, Ms. Kottke served as director of portfolio sales and acquisitions for TCF Bank. She was responsible for managing the whole loan trading activity within the mortgage loan portfolio through strategic partnerships. She also served as manager of financial planning and analysis. Ms. Kottke has over 10 years of experience in mortgage banking with a focus on whole loan trading, relationship management, transaction management, portfolio oversight, and financial modeling. She earned a bachelor’s degree in Accounting from the University of Minnesota, Duluth.